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Understanding Your 2013 Costs

Some important changes are occurring this year, and it’s important that you understand how they affect your health care costs before making your enrollment decisions.

        1. You will not receive benefit dollars this year. Although you will not receive funds directly, some of the cost savings from this will be used to mitigate increases in your health insurance premiums. Note: You will continue to receive a medical waiver credit if you decline medical coverage through the university. The medical waiver credit is $800 if your salary is $40,000 or less and $500 if your salary is more than $40,000.

        2. There are new salary based health insurance premiums for the CareFirst BlueCross BlueShield Medical Plan and the EHP Medical plan. This change was made in an attempt to coordinate premium with income and make it more affordable for employees with lower income.

        3. There are new, more affordable coverage levels for single parent families.

Please see the myChoices website for additional information about the changes for 2013. More...

Tags: Annual Enrollment, Health Care Premium Net Impact Tool, Medical Plan Coverage Comparison Tool, Medical Plan Cost Estimator Tool

Get Ready for 2013 Annual Enrollment

Now is a good time to take a fresh look at your benefit options by:

        • Exploring the myChoices tab on the Benefits website, finding out what’s new and checking out the new resources;

        • Comparing the features and pricing of your medical plans and other benefit choices; and

        • Choosing the benefits that are best for you and your family during enrollment between October 19th and November 12th.

Click “More” for a quick overview of your resources to explore, compare, and choose your 2013 benefits. More...

Tags: Benefits , Annual Enrollment, Health Care Premium Net Impact Tool, Medical Plan Coverage Comparison Tool, Decision Guide, Medical Plan Cost Estimator Tool

Ready to Enroll?

To begin enrolling in your 2013 benefits, follow these simple steps:

    1.     Before you enroll, you should have the following handy:
            • Your JHED ID
            • Social security numbers and birthdates for your dependents
            • Names and birthdates of your beneficiaries
    2.     When you are ready, visit the JHU benefits website at
    3.     Click the myChoices tab to get started.

Remember, if you fail to enroll between October 19th and November 12th, your current options will carry over into 2013 with the new rates that are effective on January 1, 2013. Your flexible spending accounts will NOT carry over unless you actively enroll. More...

Tags: Annual Enrollment, Default Coverage

Understanding 2013 Prescription Drug Costs

When determining how to make the most of your coverage, it is important that you know the language and terms, and how they apply to you.

Beginning in 2013, if you enroll in the CareFirst BCBS or EHP Plans, and you purchase formulary and non-formulary brand drugs at a retail pharmacy through Medco/Express Scripts, you’ll pay a coinsurance instead of a copay. You’ll still pay a copay when purchasing generic drugs at a retail pharmacy. More...

Tags: Prescription Drug Costs

Flexible Spending Accounts - Worth Another Look

Participating in a Flexible Spending Account (FSA) is a great way to save money in 2013. There are two types of FSAs that you can choose to participate in as an eligible full-time faculty or staff member:
        • Health Care FSA
        • Dependent Care FSA

Based on your anticipated health care and dependent care needs, you make pre-tax contributions out of your paycheck each pay period to your account(s). Then, you use the money in your account(s) to pay for eligible health and/or dependent care expenses throughout the year. Some examples of eligible Health Care FSA expenses include:
        • Copays
        • Deductibles
        • Prescription drugs
        • Eyeglasses/contact lenses
        • Coinsurance not covered by your health plan More...

Tags: Flexible Spending Accounts, FSA

Non-exempt employees who work overtime must be paid for the hours that they actually worked

Here are a couple of resources available to you on this subject. More...

Tags: Overtime

United Way Food Truck Frenzy Arrives on Oct. 23rd

Buy lunch and help improve the lives of people in our community at the United Way Food Truck Frenzy on Tuesday, Oct. 23, from 11 a.m. to 2 p.m. - rain or shine. Dine on menu choices from a fleet of food trucks from various restaurants and vendors with selections ranging from gourmet burgers to cupcakes. The Food Truck Frenzy convoy will be located in the driveways in front of MSE Library and Wyman Park, as well as on Broadway Circle, in front of the historic Johns Hopkins Hospital Dome, Johns Hopkins Bayview, Health Care, Keswick, Mt. Washington, and Green Spring Station. More...

Tags: United Way, WLE

Calling all Chefs, Bakers, and Tasters

Calling all Chefs, Bakers, and Tasters

What: Annual Johns Hopkins Chili Cook-Off and Bake-Off

When: Friday, November 9, from 11:30 am to 1:30 pm

Where: Glass Pavilion, Levering Hall on the Homewood Campus (Shuttle service is available between campuses.)

Enter your chili or baked good free of charge. Special guest judges will announce prizes for first, second and third place around 12:45 pm. Contestants are also eligible for a “People’s Choice” award in the chili and baked good categories based on the popular vote.

For $5, spectators can enjoy lunch and vote for their favorite chili and baked goods (while supplies last). Lunch, sponsored by the Johns Hopkins Credit Union, includes chili, cornbread, dessert and a beverage.

All proceeds benefit United Way of Central Maryland and the Johns Hopkins Neighborhood Fund. Register at More...

Tags: United Way, WLE

Breastfeeding Support Program Adds Resources

The Breast Pumps for Purchase Program was added to the Johns Hopkins Breastfeeding Support Program which provides private, clean breastfeeding rooms throughout Johns Hopkins campuses and a breastfeeding support coordinator who provides education, resources, and referrals. More...

Tags: WLE

Johns Hopkins Baby Shower Planned for New and Expectant Parents

Thursday, November 15, 3 - 5 pm
Turner Concourse, East Baltimore campus (Shuttle service is available between campuses.)

New and expectant parents are invited to attend the Johns Hopkins Baby Shower, hosted by the Office of Work, Life and Engagement. More...

Tags: WLE, Baby Shower

Clean Your Closet to Help Low Income Men and Women Entering the Workforce

Do you have gently used fall or winter professional clothes that you no longer wear? Consider donating them to help formerly homeless, disabled or low income men and women just entering or re-entering the workforce. More...

Tags: WLE, Clothing Drive

Vernon Rice Memorial Holiday Turkey Program Provides Food during the Holidays

In memory of Vernon Rice, a longtime Johns Hopkins employee and community volunteer, the Johns Hopkins community is invited to donate $27 to provide a basket of a fresh turkey and vegetables from local and free-range farms for a family in need. St. Anthony of Padua Church will deliver the food baskets directly to families in need for the November and December holidays. More...

Tags: WLE, Holiday