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Explore: What’s Changing for Bargaining Unit Members in 2014

We are making limited changes to the benefits plans for Bargaining Unit members for 2014.

Here’s a brief overview of what’s changing:

  • Your share of the cost of medical coverage is increasing and reflects negotiated rates.
  • There will be some changes to plan design.
    • CareFirst BlueCross BlueShield Indemnity Plan: deductibles and out-of-pocket maximums will increase, and a hospital admission copay will be implemented.
    • BlueChoice HMO: some copays will increase, and out-of-pocket maximums and a hospital admission copay will be implemented.
    • Kaiser HMO: some copays will increase, and a hospital admission copay will be implemented.
  • Out-of-pocket maximums have been improved to meet Health Care Reform requirements. Deductibles, copays, and coinsurance now all count toward the out-of-pocket maximum.
  • For JHU, the impact of Health Care Reform in 2014 is limited. However, keep in mind that the law states that you must have health coverage in 2014 or pay a penalty on your 2014 federal income tax return. Click here to learn more about the options available through the public Health Insurance Marketplace.
  • A new voluntary legal plan, Hyatt Legal, will provide you unlimited access to nearly 11,000 attorneys nationwide at discounted rates, if you choose to elect it. You can get in touch with an attorney either by phone or in person.
  • Voluntary Critical Illness Insurance will continue to be featured this Annual Enrollment.
  • Consistent with the repeal of the Defense of Marriage Act (DOMA), tax implications for same-sex spouses will change. See the DOMA article in this edition of the NewsWire.

Even if you’re not planning to make changes to your benefits this year, you should learn more about the 2014 changes and how they will impact you beginning January 1, 2014.

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